Travel Insurance
A Terrific Trip Is an Investment
While travel insurance is optional, Olivia recommends getting a travel protection plan to help safeguard both you and your investment against the unexpected.
From cancellations to unexpected trip delays, to those rare but pesky lost bags, or even unforeseen medical needs—travel insurance can help ensure you're protected no matter what comes your way. It’s like having a safety net for your dream vacation, so you can focus on making memories instead of worrying about the "what ifs." We always want you to feel cared for, protected, and ready to explore—because your happiness and safety are what matter most. Travel smarter, travel safer, and savor every moment with confidence!
Top Reasons to Protect Your Trip with Travel Insurance
- You fall — or fall ill — during your trip.
Even healthy travelers can suffer an unexpected illness or injury on their adventure. Your health insurance may not cover overseas medical expenses — but travel insurance helps ensure you’re protected, wherever you are in the world. Our plans offer primary coverage for emergency medical and dental expenses if a sickness or injury occurs on your trip. And with 24/7 global assistance, our team can help ensure you receive quality care, arrange emergency medical evacuation to a suitable hospital, help return home if medically necessary, and repatriation.
- You need to cancel your trip at the last minute.
No one wants to cancel their trip, but sometimes it can’t be avoided. Accidents, injuries, loss of employment, sickness, or even death of a loved one are all things that might prevent travel. If your plans change unexpectedly, we can help repay the costs of your canceled or interrupted trip for covered reasons.
- Adverse weather conditions delayed your flight.
Travel delays can upset plans, but they don’t need to put a dent in the wallet. If your trip is delayed five hours or more due to adverse weather conditions, travel delay coverage may allow you to be reimbursed for additional accommodations and meals. Our plans can also offer missed connections coverage if the flight delay is at least three hours long and you miss your connection.
- Your bags are delayed, lost, or stolen.
If your bag is lost, stolen, or damaged — or if it is delayed 12 hours or longer — you may be reimbursed for the value of your lost baggage or for the purchase of essential clothing and personal articles, so you can forget the stress and enjoy your vacation.
- You lose your passport or valuables.
Losing your passport can be stressful, and determining who to call or where to go can be challenging in another country. Our 24/7 travel assistance services can help you report your lost documents or stolen valuables to local authorities and your nearest embassy. We can also help replace lost prescriptions and passports, make arrangements for an emergency cash transfer should that be required, and help recover out-of-pocket expenses.
- We’re here for you, 24/7.
Travelex 24/7 travel assistance team is there to help when you need them most. Whether you need help with prescription replacement, finding the nearest clinic, or support if something goes wrong on your trip, travel experts are on your side. Simply call our assistance number or contact them through the Travel On app.
- You can customize coverage to suit your vacation.
Road-tripping through Italy? Diving in The Bahamas? Every traveler — and trip — is different. This is why we offer a range of coverage plans and optional upgrades to ensure you get the protection you need. Customize your plan to suit your budget, travel style, and planned activities — with upgrades for adventure activities, rental car damage, pet care, additional medical coverage, or extra baggage coverage if you’re traveling with high-value items, electronics, or sporting equipment.
Additional Resources
Click through these helpful additional resources:
Pre-existing medical conditions
For your convenience, we offer travel insurance through Travelex Insurance Services, which provides optional travel protection plans for all our trips.
Olivia recommends you purchase the travel protection within 21 days of your initial trip deposit date to receive the most comprehensive coverage, but plans can be purchased up until the day prior to departure. Consider travel protection for Trip Cancellation/Trip Interruption, Emergency Medical and Emergency Evacuation, Travel Delay, Baggage Delay, and more.
Travelex Insurance Services
- To view/download the Ultimate Policy flyer, click here.
- To view/download the Ultimate Policy (depending on your specific state of residence), click here.
- Unexpected events can cause you to cancel your vacation. Because we are committed to this charter, we must strictly adhere to our cancellation policy as outlined in our Olivia Terms & Conditions.
- Please refer to the Policy for policy detail including the terms, conditions, exclusions, and limitations of the Protection Plan.
- For a travel insurance quote, more information or to purchase a protection plan and upgrade options (such as Cancel For Any Reason or Cancel For Business Reasons), please click here or call Travelex Insurance Services at 1-800-228-9792 and reference location number 05-1466.
- Please note: Travelex Insurance through Olivia is available to residents of U.S. States and the District of Columbia only. We encourage our international travelers to obtain travel insurance in the country where they reside.
- If you purchased a Travelex Select plan prior to December 3, 2024, please click here to view/download the policy (depending on your specific state of residence).
Looking for more information about Travelex? With multiple plans and customizable upgrades available — you can find the best travel insurance policy for your trip. For questions, quotes, or to enroll, visit TravelexInsurance.com, call +1.800.228.9792, or contact your travel professional.
The product descriptions provided here are only brief summaries. Full coverage terms and details, including limitations and exclusions, are contained in the insurance policy you purchase. Travelex Insurance Services, Inc (CA Agency License #0D10209). The Olivia Companies LLC (DBA Olivia Companies Insurance Agency, LLC in CA) is licensed in the states of California, New York, Texas, and Washington. Any recommendations or evaluation of insurance are intended for these residents only. Residents of any other state should reach out to Travelex directly at 1-800-228-9792 and reference location 05-1466, with coverage questions. Insurance coverage underwritten by Zurich American Insurance Company (NAIC #16535, state of domicile: New York), 1299 Zurich Way, Schaumburg, IL 60196. Coverages available to residents of U.S. States and the District of Columbia only. Certain coverages not available in all states.